Review: Ann Taylor Credit Cards

Girls’s clothes retailer Ann Taylor offers two credit cards in partnership with Comenity Financial institution that help you earn rewards on Ann Taylor purchases and (presumably) purchases at different shops as nicely. Our overview / overview of the Ann Taylor playing cards is under:

Ann Taylor provides a Mastercard bank card that can be utilized anyplace Mastercard is accepted, and a store-only bank card that may solely be used at Ann Taylor & Loft shops. You’ll be able to apply for both one, however we propose you apply for the MasterCard & solely select the opposite card if you’re rejected for the Mastercard. (You’ll seemingly be provided the opposite card anyway if turned down for the Mastercard.) So far as we’re involved, if you’re going to add a brand new credit score line, you need to add one which permits you to use that credit score in a number of locations, not simply at a single retailer chain.

Plus, the Ann Taylor Mastercard offers you extra. Ann Taylor provides a rewards program that offers you factors each time you utilize your Ann Taylor bank card. Each playing cards provide you with 5 factors per greenback on each Ann Taylor & Loft buy, however the Mastercard additionally offers you 2 factors per greenback on gasoline and grocery purchases, and 1 reward level for each greenback charged on some other purchases outdoors Ann Taylor. For each 2,000 factors you gather, you’ll get a $20 reward card towards a future Ann Taylor or Loft buy.

Along with the factors program, each Ann Taylor playing cards provide:

  • 15% off your first Ann Taylor buy
  • A $15 reward in your birthday month annually

The rate of interest on both Ann Taylor bank card is awful — 26.74%!!! When you EVER carry a steadiness in your bank cards, cease studying and overlook about this card solely. Paying roughly 25% in your purchases will greater than cancel out any rewards you get. Don’t even give it some thought.

  • You’ll be able to apply for the Ann Taylor Mastercard on-line here.
  • The web utility for the store-only Ann Taylor bank card is here.