Review: Toshiba Credit Card

toshiba-credit-cardNotice: This Toshiba bank card is now not accessible. If a brand new Toshiba bank card is launched, it is going to be reviewed right here.

Pc producer Toshiba offers a credit card in partnership with TD Bank for consumers at its Toshiba Direct on-line retailer. Our overview / evaluate of the cardboard is under:

The Toshiba Direct bank card has one predominant supply — and in the event you can make the most of this supply with out screwing up, it could possibly be value it. The supply is that this:

  • No curiosity financing in the event you repay the entire buy inside 6 months.

In different phrases, in the event you purchase a Toshiba laptop computer in the present day and use the Toshiba Direct bank card to purchase it, you’ve bought 6 months to pay it off with out having to fret about curiosity expenses. If you will get all of it paid off by 6 months, nice. However in the event you can’t…

Do NOT get the Toshiba bank card if there’s any likelihood you possibly can’t repay your buy inside 6 months! Right here’s why:

  • If you happen to don’t repay the entire stability inside 6 months, you’ll then must pay ALL of the curiosity you’ll’ve paid from the day you purchased from Toshiba Direct, and…
  • The rate of interest is 29.99%.

So, in the event you don’t end off your buy earlier than 6 months is up, you can be paying principally 30% in annual curiosity on the acquisition, and also you’ll have already got half a 12 months’s curiosity added to your debt. Only for spherical numbers, in the event you purchased a $1000 laptop and didn’t pay all of it off in 6 months, you might be taking a look at $150 in curiosity tacked onto the invoice after 6 months.

If you happen to suppose you possibly can deal with it, you possibly can apply for the Toshiba bank card after you’ve selected a purchase order on the Toshiba Direct retailer, or you possibly can go straight to the online application here.

See additionally: 0% Balance Transfer Credit Cards, Instant Approval Credit Cards, Toshiba Credit Card Payment, Login, and Customer Service Information