Review: Wyndham Credit Card

The Wyndham Resort Group, in partnership with Barclays Financial institution, offers 2 options for vacationers who need to earn Wyndham Rewards factors on their bank card purchases. Our overview / evaluation of the playing cards is beneath:

First, you must know that the Wyndham Resort Group contains not solely Wyndham but additionally chains resembling Ramada, Days Inn, Howard Johnson, Travelodge, Knights Inn, Tremendous eight and extra. Once you use your card at these resorts or different locations you earn rewards factors towards future stays.

Earlier than we discuss concerning the playing cards, a phrase concerning the Wyndham Rewards program. This program has a characteristic we actually like — in contrast to many lodge reward packages which have completely different level totals at no cost nights relying on the property (high-end resorts require extra factors), you’ll be able to e-book any Wyndham lodge for 15,000 factors per evening. This makes it very straightforward to grasp the worth of your factors, and makes it straightforward to grasp while you’ve earned a free evening. (You even have the choice at many resorts to make use of 3,000 factors and pay a lowered per-night price.)

Now, concerning the playing cards. The playing cards differ in rewards primarily based in your willingness to pay an annual payment for the cardboard:

  • The no-annual-fee Wyndham Rewards Visa provides Three factors per greenback on Wyndham lodge stays, 2 factors per greenback on fuel, grocery retailer, and utility purchases, after which 1 level per greenback on all different card purchases, plus 15,000 bonus factors after you utilize the cardboard for the primary time (value 1 free lodge evening at any Wyndham lodge, any time).
  • The $75 annual fee version of the Wyndham Visa provides you a bit extra: 5 factors per greenback on Wyndham purchases and a pair of factors on fuel, groceries & utilities, and 1 level elsewhere. You may as well earn 30,000 bonus factors — 15,000 after your first card buy, then one other 15,000 when you use the cardboard for at the least $1000 in purchases throughout the first 90 days of opening your card account. You’ll additionally get 6000 free factors every year on the anniversary of your account opening.

In any other case, the playing cards are the identical, providing an rate of interest of 16.99%, 21.74%, or 26.74%. Which card you select will most likely rely upon how typically you keep at Wyndham Group resorts, as a result of the largest perk of the $75-fee Visa is its elevated factors on Wyndham purchases (although the bonus factors are good, too).

You may apply for both Wyndham bank card on-line by way of this application page.